This guide uses thirdweb Engine to sell NFTs with credit card:

• A buyer pays with credit card.
• Upon payment, your backend calls Engine.
• Engine mints an NFT to the buyer's wallet.

The buyer receives the NFT without requiring wallet signatures or gas funds.

This guide references Polygon Mumbai testnet and NextJS but is applicable for any EVM chain and full-stack framework.

• A thirdweb client ID and secret key from the API Keys page
• An Engine instance
• A backend wallet with MATIC on Mumbai
• An access token for your Engine instance
• A deployed NFT contract that can be claimed by the backend wallet
• A Stripe account on test mode (no real payments will be made)

Use <ConnectWallet> to prompt the buyer for their wallet address. The buyer provides their credit card details and selects Pay now to send payment details directly to Stripe.

function Home() {
  return (
    <ThirdwebProvider activeChain="mumbai" clientId="<thirdweb_client_id>">
      <PurchasePage />
    </ThirdwebProvider>
  );
}

// src/app/page.tsx
function PurchasePage() {
  const buyerWalletAddress = useAddress();
  const [clientSecret, setClientSecret] = useState("");

  // Retrieve a Stripe client secret to display the credit card form.
  const onClick = async () => {
    const resp = await fetch("/api/stripe-intent", {
      method: "POST",
      headers: { "Content-Type": "application/json" },
      body: JSON.stringify({ buyerWalletAddress }),
    });
    const json = await resp.json();
    setClientSecret(json.clientSecret);
  };

  const stripe = loadStripe("<stripe_publishable_key>");

  return (
    <main>
      <ConnectWallet />

      {!clientSecret ? (
        <button onClick={onClick}>Buy with credit card</button>
      ) : (
        <Elements stripe={stripe} options={{ clientSecret }}>
          <CreditCardForm />
        </Elements>
      )}
    </main>
  );
}

const CreditCardForm = () => {
  const elements = useElements();
  const stripe = useStripe();

  const onClick = async () => {
    // Submit payment to Stripe. The NFT is minted later in the webhook.
    await stripe.confirmPayment({
      elements,
      confirmParams: { return_url: "http://localhost:3000" },
      redirect: "if_required",
    });
    alert("Payment success. The NFT will be delivered to your wallet shortly.");
  };

  return (
    <>
      <PaymentElement />
      <button onClick={onClick}>Pay now</button>
    </>
  );
};

POST /api/stripe-intent returns a client secret which is needed to display the credit card form.

// src/app/api/stripe-intent/route.ts

export async function POST(req: Request) {
  const { buyerWalletAddress } = await req.json();

  const stripe = new Stripe("<stripe_secret_key>", {
    apiVersion: "2023-10-16",
  });
  const paymentIntent = await stripe.paymentIntents.create({
    amount: 100_00,
    currency: "usd",
    payment_method_types: ["card"],
    // buyerWalletAddress is needed in the webhook.
    metadata: { buyerWalletAddress },
  });

  return NextResponse.json({
    clientSecret: paymentIntent.client_secret,
  });
}

POST /api/stripe-webhook calls Engine to mint an NFT when a buyer is successfully charged.

// src/app/api/stripe-webhook/route.ts

export const config = {
  api: { bodyParser: false },
};

export async function POST(req: NextRequest) {
  // Validate the webhook signature
  // Source: https://stripe.com/docs/webhooks#secure-webhook
  const body = await req.text();
  const signature = headers().get("stripe-signature");
  const stripe = new Stripe("<stripe_secret_key>", {
    apiVersion: "2023-10-16",
  });

  // Validate and parse the payload.
  const event = stripe.webhooks.constructEvent(
    body,
    signature,
    "<webhook_secret_key>",
  );

  if (event.type === "charge.succeeded") {
    const { buyerWalletAddress } = event.data.object.metadata;

    // Mint an NFT to the buyer with Engine.
    const engine = new Engine({
      url: "<engine_url>",
      accessToken: "<engine_access_token>",
    });
    await engine.erc1155.mintTo(
      "mumbai",
      "<nft_contract_address>",
      "<backend_wallet_address>",
      {
        receiver: buyerWalletAddress,
        metadataWithSupply: {
          metadata: {
            name: "Engine Hackathon 2023",
            description: "Created with thirdweb Engine",
            image:
              "ipfs://QmakhKF5oMyxupCZ2RsmcvPRyYTHnQzYeb9mQGv3RM81n1/hat.webp",
          },
          supply: "1",
        },
      },
    );
  }

  return NextResponse.json({ message: "OK" });
}

Navigate to the Stripe webhooks dashboard (test mode) and add the /api/stripe-webhook endpoint and send the charge.succeeded event.

Here’s what the user flow looks like.

The buyer is prompted to provide their credit card.

They provide their card details.

Tip: Stripe testmode accepts 4242 4242 4242 4242 as a valid credit card.

They are informed when their payment is submitted.

The code above is simplified for readability. View the full source code →

Yes! You provide the payment provider and can accept different currencies (EUR, JPY), digital wallets (Apple Pay, Google Pay), bank payments (ACH, SEPA), local payment methods (UPI, iDEAL), and more.

thirdweb Checkout is a full solution that detects fraud, provides chargeback liability, accepts multiple payment methods including cryptocurrency, includes a prebuilt checkout UX, and more.